Tag: insurance agency hopkinsville

The History of Our Agency

Do you know how Raymond Nelson Insurance Agency first got our start?  Read about the history of our agency in our latest blog.
1971 – Door-to-Door Insurance

In 1971, Mr. Raymond Nelson was living in Hopkinsville, KY, selling life insurance door-to-door. His dedication and commitment to helping people protect their futures saw him build strong relationships within the community over the next decade. 

However, after ten years of hard work in this demanding role, Raymond sought a more effective and impactful way to assist his clients. Raymond envisioned a brick and mortar business where personal relationships and reliability formed the foundation of every interaction, marking a significant shift from the traditional door-to-door sales approach he had known. 

1981 – Brick & Mortar Building

This aspiration led to the founding of Raymond Nelson Insurance, Inc. in 1981. Driven by a passion for providing exceptional service, he established the agency with the core principle of always going above and beyond for clients. His dedication to this mission set a new standard in the insurance industry, while ensuring that Raymond Nelson Insurance would be a trusted partner for clients in their times of need.

Today – Licensed in 22 States

Initially focused on the trucking and transportation industry, we have since expanded both our regional footprint and our insurance offerings. From our beginnings in Hopkinsville, Kentucky, we now operate as a full-service agency licensed in over 22 states. We are proud to provide comprehensive coverage across the United States and Canada as well. Whether for personal or commercial insurance needs, we are always committed to securing the best protection for your business and loved ones.

Today we offer a comprehensive range of insurance solutions designed to meet the diverse needs of their clients. Our personal lines agents manage policies that cover home, auto, and other personal assets, ensuring individuals and families are well-protected. For businesses, our commercial agents provide tailored coverage options for various industries, safeguarding companies against potential risks. Our transportation agents offer policies that cater to the unique requirements of the logistics and transportation sectors. 

Additionally, we are proud to continue our founder’s legacy by providing life insurance policies, helping clients secure their loved ones’ financial future.

Over 100 Years of Combined Experience

With over 100 years of combined experience, our agents specialize in safeguarding businesses, homes, and families too. We offer a wide range of coverage options, leveraging our expertise to provide insurance solutions that are both affordable and thorough.

Personalized, compassionate service is our hallmark. We prioritize our clients’ needs above all, taking the time to understand and serve their best interests. We ensure they receive the coverage they truly need.

At Raymond Nelson Insurance, we go the extra mile to find the coverage that best protects what matters most: the business you’ve built and the people you love. We always take the time to get to know each client and serve their best interests as well. Call us today at (270) 885-1800 or contact us online for more information.

Car Theft is on the Rise, Especially on New Year’s Eve

Multiple reasons for increased car theft include strained financial resources, social media pressures, and the rising value of vehicles and vehicle parts. Catalytic converters are particularly popular because of the precious metals they are made of—platinum, palladium, or rhodium.

Preventing car theft involves a combination of awareness, precautionary measures, and security measures. Here are some tips to help you reduce the risk of car theft:

Lock Your Car 
  • Always lock your car doors and close your windows when you leave your vehicle, even if it’s just for a short time. Thieves often look for easy opportunities.
Park in a Well-lit Area
  • Park your car in well-lit areas, especially at night. Thieves are less likely to target vehicles in well-lit locations where their activities are more easily noticed.
Store Valuables Out of Sight
  • Avoid leaving valuable items in plain sight in your car. Thieves are more likely to break in if they see something of value inside.
Keep Spare Keys Secure
  • Don’t leave spare keys inside your car, and be cautious about who has access to your spare keys. Thieves sometimes look for spare keys in common hiding spots.

 

Remember that no method is foolproof, but combining these measures can significantly reduce the risk of car theft. Adapt your strategies based on your specific circumstances and location.

The Most Stolen Cars in the U.S. Is yours on the list?

Does Auto Insurance cover Car Theft?
  • Car theft may be covered under comprehensive coverage, which is sometimes called other-than-collision coverage. If coverage applies, then you would be responsible for paying the deductible. If you need clarification on whether your auto insurance policy covers theft, contact Raymond Nelson Insurance.

At Raymond Nelson Insurance, we go the extra mile to find the coverage that best protects what matters most: the business you’ve built and the people you love. We always take the time to get to know each client and serve their best interests. Call us today at (270) 885-1800 or contact us online for more information.

Life Insurance Through Your Employer…Is It Enough?

Having life insurance is a wise decision and having it through your employer is a great benefit, but are you getting enough coverage for your family? Raymond Nelson Insurance has some answers.
Is it enough?
  • Research shows that one of every three families would be in financial hardship in less than a month if they lost a primary wage earner.
  • That amount increases to 70% within six months.
  • You need enough life insurance to replace your paycheck for as long as needed.
    • For example – until your children leave home or your mortgage is paid off.
    • To see how much insurance you’ll need, use this calculator.

 

What if you lose your job?
  • Group life insurance is an employee benefit that ends when your employment ends.
  • If going to a new job, you might not be able to get group insurance right away, or maybe not at all if it’s not offered.

 

No extra benefits
  • Group coverage may be affordable but it’s also pretty basic.
  • Unlike group insurance, getting your own life insurance can get you more benefits like:
    • Life insurance that lasts a lifetime.
    • The ability to get part of the death benefit early in cases such as terminal illness diagnosis.
    • And another feature can extend coverage to other members of your family.
    • Find out about Term Life vs Whole Life insurance HERE.

 

For these reasons, you might want to consider your employee group benefit as a supplement to your own individual policy.You can tailor your insurance policy to suit your life and customize it to meet your needs.

Speak with your Raymond Nelson Insurance agent to ensure you have the proper coverage for all your insurance needs.

At Raymond Nelson Insurance, we go the extra mile to find the coverage that best protects what matters most, the business you’ve built and the people you love. We always take the time to get to know each client and serve their best interests. Call us today at (270) 885-1800 or contact us online for more information.