Why & When You Should Review Your Coverage

It is critical to review your insurance coverage regularly to help ensure that your property, your possessions, and your loved ones are well protected. Here are a few reasons why and how often you should review your insurance coverage: Life Changes: Significant life events such as marriage, divorce, the birth or adoption of a child, … Continue reading “Why & When You Should Review Your Coverage”

Protect Your Property From Frozen Pipes

During these winter months, we want to bring to your attention the increased risk of frozen pipes in residential properties. Frozen pipes can lead to significant damage and result in costly repairs, which may only be covered if preventive measures are taken. To ensure the safety of your property and the preservation of your coverage, … Continue reading “Protect Your Property From Frozen Pipes”

Are You Winter Weather Prepared?

This time of year, it’s crucial to ensure that you and your loved ones are prepared for the challenges that winter weather can bring. Here are some essential tips to help you stay safe and comfortable during the winter months: Bundle Up:  Dress in layers to trap body heat and protect yourself from the cold. … Continue reading “Are You Winter Weather Prepared?”

Car Theft is on the Rise, Especially on New Year’s Eve

Multiple reasons for increased car theft include strained financial resources, social media pressures, and the rising value of vehicles and vehicle parts. Catalytic converters are particularly popular because of the precious metals they are made of—platinum, palladium, or rhodium. Preventing car theft involves a combination of awareness, precautionary measures, and security measures. Here are some … Continue reading “Car Theft is on the Rise, Especially on New Year’s Eve”

Holiday Insurance Travel

Travel insurance helps protect you when unexpected things happen before or during trips. Getting travel insurance for the holidays can be a wise decision for several reasons. While the specific coverage may vary depending on the policy and provider, here are some common reasons to consider purchasing travel insurance: Trip Cancellation  Travel plans can be … Continue reading “Holiday Insurance Travel”

Don’t Become a House Fire Statistic!

Local US fire departments respond to over 1.3 million fires every year and cause over $16 Billion in damages. Everyone should be aware of several common house fire hazards and take precautions to prevent them. Electrical Issues: Overloaded electrical outlets or power strips. Frayed or damaged electrical cords and wires. Faulty wiring or outdated electrical … Continue reading “Don’t Become a House Fire Statistic!”

Do you Need Insurance for your RV? Golf Cart?

Check out these different types of recreational vehicles and the insurance they require to keep you safe and sound during your adventure!  From ATVs to golf carts, make sure you have the right insurance before any road trips so you can enjoy the journey worry-free.  RV Insurance Unlike other vehicles, recreational vehicles (RV) don’t always … Continue reading “Do you Need Insurance for your RV? Golf Cart?”

Back To School Safety Tips

We want to remind you to be extra cautious when driving near schools. Here are a few school safety tips to ensure the safety of our kids:   1. Slow down and remain alert There’s going to be a lot more kids on the sidewalks and streets when school starts, so take it slow and always … Continue reading “Back To School Safety Tips”

Does a Speeding Ticket Affect Your Car Insurance?

Auto insurance rates are predicated on the fact that someone is going to file a claim because of an accident. Rates are adjusted to your driving record and a speeding ticket can have an impact on your rates since speeding would be more likely to cause an accident. Insurance agencies will check your motor vehicle … Continue reading “Does a Speeding Ticket Affect Your Car Insurance?”

Are You Covered for Water Backup Damage?

Spring storms can cause unexpected water damage to your home. Here’s why you should consider adding water backup coverage to your homeowners policy. Most homeowners don’t think about water backup coverage when getting home insurance, but water backup can cause extensive damage to your home.  Why you need it: It’s not included in a standard … Continue reading “Are You Covered for Water Backup Damage?”

How to Protect Yourself from Car Theft

With car theft on the rise, it’s important to protect your car and valuables. Raymond Nelson Insurance has some tips on preventing your car or car parts from being stolen. Car theft and car parts theft is on the rise. According to Claims Journal, car theft is on the rise. This is partially due to … Continue reading “How to Protect Yourself from Car Theft”

Staying Safe During Spring Severe Weather

Spring weather in Hopkinsville can be unpredictable. Raymond Nelson Insurance wants to prepare you for sudden weather changes with these severe weather tips: Getting your home ready Ensure your gutters and downspouts are cleaned. Heavy rains should flow freely off your roof and drain well away from your home. Prune tree limbs and branches. In … Continue reading “Staying Safe During Spring Severe Weather”