Does Homeowners Insurance Cover Burst Pipes?

One of the hazards of winter weather is frozen pipes that burst and cause damage to your home. Are you covered by your homeowners policy? Coverage with exceptions Most homeowners insurance will cover pipes that burst because of sudden and accidental damage. But, the exception would be if the damage occurred because of homeowner negligence. … Continue reading “Does Homeowners Insurance Cover Burst Pipes?”

How to Prevent ‘Porch Pirates’

It’s that time of year when packages are being delivered to your home when you’re not there, but the packages thieves are. RNI offers our tips on how to prevent package thefts. _______________________________ Notice of package delivery Most carriers will notify you when they have delivered packages to your home. If you get a notice … Continue reading “How to Prevent ‘Porch Pirates’”

Shopping Cart Damage – Are You Covered?

Holiday shopping means crowded parking lots and runaway carts that can damage your vehicle. Raymond Nelson has some facts for you to know. Who is at fault? The store where you shop is not liable for damage by errant carts. Stores usually have signs posted in the parking lot just for this reason. Are you … Continue reading “Shopping Cart Damage – Are You Covered?”

The Benefits of Working with an Independent Agency

Personalized service is one big advantage of working with an independent insurance agency, but there are some other great benefits as well. What is an independent agency? An independent agency works with multiple insurance companies and can offer more products to meet clients’ needs. When working with a specific insurance company, they only offer products … Continue reading “The Benefits of Working with an Independent Agency”

Do I Need Life Insurance?

There are many reasons to get life insurance, and RNI gives you a few to think about, especially if someone else is depending on you. Consider these common scenarios… Getting Married? Now that you have a spouse, are they dependent upon you for support? What would happen if you or your spouse didn’t make it … Continue reading “Do I Need Life Insurance?”

Tips for a Safe Labor Day Weekend

Whether you’re traveling or wrapping up summer chores this Labor Day weekend, Raymond Nelson Insurance has some helpful hints to stay safe. Road Trip The Labor day weekend is one of the busiest on the road. If you’re planning a weekend excursion, follow these tips: Make sure you’re well rested Plan for frequent rest stops … Continue reading “Tips for a Safe Labor Day Weekend”

Auto Theft – Avoid This Summer

According to the National Insurance Crime Bureau, average daily auto thefts increase during summer. Raymond Nelson Insurance has some tips for keeping your car from getting stolen Lock your car Remove keys from the ignition Lock the doors Close all the windows Always park your car in a well-lit area. Don’t leave your keys in … Continue reading “Auto Theft – Avoid This Summer”

Insure Yourself for Summer Fun

Summer means longer days and more traveling, which can also lead to an increased risk of getting into costly accidents and more visits to the emergency room. Raymond Nelson Insurance wants to make sure you have the appropriate insurance this season Here’s a list of potential summer risks and how to reduce them. Road Trips … Continue reading “Insure Yourself for Summer Fun”

How to Handle an Accident with an Uninsured Driver

Car insurance is required by law, but a surprising 13% of drivers on the road don’t have insurance. Raymond Nelson Insurance has a few tips on what you should do if you find yourself in an accident with an uninsured driver.   File a police report Pull off to a safe area if possible and … Continue reading “How to Handle an Accident with an Uninsured Driver”

Prepare Your Home for Severe Weather

April showers may bring May flowers but sometimes warmer weather can bring more than just showers. Here are some tips from Raymond Nelson Insurance to help you be prepared for severe weather Severe weather can happen unexpectedly at all hours of the day or night. While you may think, “this could never happen to me,” … Continue reading “Prepare Your Home for Severe Weather”

What to Know About Homeowners and Renters Insurance

No one ever expects a home burglary but if you find yourself in this unlucky situation, Raymond Nelson Insurance has some tips Personal Belongings Coverage You need to have enough coverage to replace personal belongings whether you’re a homeowner or a renter. Depending on where you live, you can find inexpensive coverage for claims to … Continue reading “What to Know About Homeowners and Renters Insurance”

Commonly Asked Insurance Questions

There is a lot to know about insurance so our highly trained experts at Raymond Nelson Insurance are here to provide answers to some of the most commonly asked insurance questions Does car insurance cover the car or the driver? Depending on your coverage, it could cover both. Car insurance generally refers to damage to … Continue reading “Commonly Asked Insurance Questions”