Commercial Lines Overview

At RNI, we know how difficult it is to operate a business. You’ve worked hard to develop your business into the successful enterprise it is today, and we pledge to work just as hard to protect what you’ve built. We only deal with the top carriers, and we’ll go the extra mile to find you the best policies for the best prices.

Commercial Coverages We Offer

Click on the links below to learn more about the commercial insurance coverages we offer, so you can guard your business from every potential calamity.

  • Trucking Insurance: Those working in the trucking industry face the risk of accidents every day. We’ll help you protect your trucks, workers and cargo to ensure you always get to your destination safely and on time.
  • Commercial Auto Insurance: You need auto insurance for your company vehicles just like you do for your personal vehicles.
  • Commercial Property Insurance: Commercial property insurance protects your building, information and other assets in the event of severe weather, fire, theft and vandalism.
  • WorkersCompensation Insurance: Workers’ compensation insurance acts as a contract between you and your employees. You agree to keep workers’ compensation insurance so they will be compensated for their medical expenses and lost wages if they suffer a work-related illness or injury, and in exchange for those benefits they are barred from suing you.
  • General Liability Insurance: General liability insurance protects you from lawsuits which could result from a variety of accidents related to non-professional acts of negligence.
  • Contractors Insurance: No matter what type of contracting business you operate, our agents will be sure that you, your workers, your tools and your materials are protected.
  • Umbrella Insurance: Most commercial policies have limits, which means you could be stuck paying out of pocket for the remaining balance on a claim after the policy’s limit has been reached. Umbrella insurance extends the limits on your policies, so that this is no longer a risk.
  • Additional Commercial Coverages: Depending on the industry you’re in and the unique needs of your business, you may need to supplement your policies with additional coverage to ensure your full protection.

Our clients are our top priority. We work for you, not the insurance carriers. Our mission at RNI is to always put our clients’ interests first.

Complete the brief form you see to the right, and someone will contact you within 24 hours to walk you through what policies will work best for your business. We pride ourselves on integrity and offering each of our clients personalized service. Once you’re an RNI client, we promise to use our knowledge and expertise to guide you toward success the same way we would our own business. Let’s get started!

Contact us!


You’ve worked hard to build a great life for yourself and those you love. Let us help you protect what’s most important.


It’s stressful managing a business that’s always on the move. With RNI, you can be confident that your team and your products reach their destination safely and on time


It isn’t easy running a successful business. We’ll give you the tools you need to protect what you’ve worked tirelessly to build.


Dear Mr. Nelson, Wow! What a pleasure to meet you! You really surprised us by coming to our little company. It is such a welcoming feeling to know the ladies we usually deal with have such a gentleman to work for. We enjoyed having full circle of help for our company. Although we may be small, hopefully we will grow. We really enjoyed Cathy and her information. Please stop by anytime. Thank you for lunch too. Many thanks, Cecila


I’ve got nothing but good things to say about Raymond Nelson Insurance Agency Inc., my Agent, Linda Wood and the team at RNI. I had lost all faith in insurance companies until that disaster with a former agency. Linda Wood at RNI stepped in and picked me up when I was down and restored my faith in Insurance Agents. There are some really great people out there who truly do appreciate my Business.

Billy Fannin

The last thing you want to have to worry about after a catastrophic event is the timeliness of your insurance company to put things back to normal in your life.

In June of 2019, our family, by the grace of God, survived a horrific tornado, however our home, car, workshop and personal belongings did not. After the initial shock, we immediately called to report our claim. We are insured with Raymond Nelson Insurance and Safeco and within minutes of us filing the claim, we were contacted by an adjuster. One adjuster drove from Louisville and the other from Cincinnati the next morning to sit down and discuss the next steps of getting our lives back in order.

They made us feel like a part of their family. On a scale of to 10 we will definitely give them a 10.5! We never had to question them about anything and trusted them 100%. We are recommending Raymond Nelson Insurance to our friends and family!

Alicia & Bryant Bond

Thanks for all of your work on our insurance! Have an awesome day!

Kristi and Larry / CHT, LLC