General Liability Insurance

Everyone knows that to protect yourself from paying for costly mishaps at work, you need to have a workers’ compensation insurance policy in place, but did you know that you can also be held liable for accidents not directly linked to the operation of your business? A general liability insurance policy covers the cost of medical expenses, legal expenses or other expenses resulting from negligent acts that are non-professional in nature. At RNI, we’ll answer any questions you have and walk you through what liability coverage will be most effective for your business.

What Does a General Liability Insurance Policy Protect You From?

Here are just a few scenarios where general liability insurance would cover you:

  • Bodily Injury: If a customer slipped on a wet floor on your premises and sued you for the cost of their medical bills, general liability insurance would cover you.
  • Property Damage: Imagine you own a landscaping business and one of your employees breaks a window when they kick up a rock with their lawn mower. General liability insurance covers you in the event you are sued for damage that one of your employees or products causes.
  • Product Liability: General liability insurance would cover you if a customer suffered an injury or damage to their property because of a defect in one of your products.
  • Advertising Liability: General liability insurance also protects you from costs associated with lawsuits arising from accusations of copyright infringement, libel, slander or other offenses related to advertising.

A general liability insurance policy is an important part of any enterprise’s protection plan since the cost of dealing with lawsuits can be substantial. We know how hard you work to keep your business running successfully, and we want to work with you to ensure there’s no chance liability issues suspend your growth.

Complete the brief form you see to the right, and someone will contact you within 24 hours to walk you through what general liability policy would work best for your business. We pride ourselves on integrity and offering each of our clients personalized service. Once you’re an RNI client, we promise to use our knowledge and expertise to guide you toward success the same way we would our own business. Let’s get started!

Contact us!


You’ve worked hard to build a great life for yourself and those you love. Let us help you protect what’s most important.


It’s stressful managing a business that’s always on the move. With RNI, you can be confident that your team and your products reach their destination safely and on time


It isn’t easy running a successful business. We’ll give you the tools you need to protect what you’ve worked tirelessly to build.


Dear Mr. Nelson, Wow! What a pleasure to meet you! You really surprised us by coming to our little company. It is such a welcoming feeling to know the ladies we usually deal with have such a gentleman to work for. We enjoyed having full circle of help for our company. Although we may be small, hopefully we will grow. We really enjoyed Cathy and her information. Please stop by anytime. Thank you for lunch too. Many thanks, Cecila


I’ve got nothing but good things to say about Raymond Nelson Insurance Agency Inc., my Agent, Linda Wood and the team at RNI. I had lost all faith in insurance companies until that disaster with a former agency. Linda Wood at RNI stepped in and picked me up when I was down and restored my faith in Insurance Agents. There are some really great people out there who truly do appreciate my Business.

Billy Fannin

The last thing you want to have to worry about after a catastrophic event is the timeliness of your insurance company to put things back to normal in your life.

In June of 2019, our family, by the grace of God, survived a horrific tornado, however our home, car, workshop and personal belongings did not. After the initial shock, we immediately called to report our claim. We are insured with Raymond Nelson Insurance and Safeco and within minutes of us filing the claim, we were contacted by an adjuster. One adjuster drove from Louisville and the other from Cincinnati the next morning to sit down and discuss the next steps of getting our lives back in order.

They made us feel like a part of their family. On a scale of to 10 we will definitely give them a 10.5! We never had to question them about anything and trusted them 100%. We are recommending Raymond Nelson Insurance to our friends and family!

Alicia & Bryant Bond

Thanks for all of your work on our insurance! Have an awesome day!

Kristi and Larry / CHT, LLC