April showers may bring May flowers but sometimes warmer weather can bring more than just showers. Here are some tips from Raymond Nelson Insurance to help you be prepared for severe weather
Severe weather can happen unexpectedly at all hours of the day or night. While you may think, “this could never happen to me,” it’s best to be prepared in case of an emergency situation or loss of property.
Keep inventory of important possessions
- Go through your home and take note of items, especially those of value and of importance to you.
- If applicable, include the model, serial number, and brand.
- Include items in your garage and on your patio or deck.
- Videos and photos will be helpful when replacing items and for your insurance claim if these items are lost or destroyed.
- It’s best to email yourself these images in case your computer or phone gets lost or damaged.
- Don’t forget to document the items that you carry with you each day
- Be sure to update your list after purchasing new items and it’s best to review the list often, especially around the time of year when severe weather is more common.
- Try to keep the list in a safe place, whether that be an off-site location like a safety deposit box or keep it in an email.
Have an emergency kit ready
- Stay prepared with an emergency kit with the following items
- Fire extinguisher
- First-aid kit
- Canned food
- Bottled water
- Extra clothes
- Check the kit often to make sure no medications or canned food has expired.
Maintain your yard and home
- Severe weather can bring strong winds that may take down trees or move outdoor furniture.
- Have any older trees trimmed or removed from your yard if they’re close to your home.
- Keep your gutters clear so water can drain properly.
- Tie up any outdoor furniture or bring it into a garage or shed prior to the threat of severe weather.
Have a plan
- Discuss a plan with your family in case of severe weather.
- Talk about what you’ll do if you’re on the road or at work leading up to severe weather or during a storm.
- You should always keep an emergency kit in your car as well.
For more safety tips, check out these home safety tips from the National Weather Service.
At Raymond Nelson Insurance, we go the extra mile to find you the coverage that best protects what matters most, the business you’ve built, and the people you love. We always take the time to get to know each client and serve their best interests. Give us a call today at (270)885-1800 or contact us online for more information.